Lesbian? Gay? Bisexual? Transgender? You need to know this!
If you’re in a same-sex relationship, formally registering your relationship as a civil partnership or marrying could provide important increased security for you as a couple. The Civil Partnership Act [December 2005] and the Marriage (Same-Sex Couples) Act 2013 are in place to ensure you are both treated the same as a heterosexual couple. That’s […]
Is Buy to Let for Me?
BTL property can be a minefield or it can be extremely lucrative. But it’s not for everybody. Here’s what some of our clients say about the highs…and the lows For many it’s win-win. They get a regular income from rent, above their monthly mortgage payments, AND their property could appreciate in value. Releasing equity to […]
What’s the value of your life?
Pick one! If I die… I have no life insurance. I have mortgage protection life insurance so at least the house will be paid off . I have life insurance but I haven’t a clue how much it will pay out. I’m sorted. My life insurance will cover my mortgage and pay the bills and […]
Why use an adviser?
FACE-TO-FACE ADVICE Ever gone direct to a bank or building society? The idea of eliminating the middleman seems appealing. But wait! Let’s explore why everyone (well virtually everyone) should speak to a broker face-to-face. 1 – DEFINITELY PAY A FEE This may sound a bit strange to someone who wants something for free (that’s not […]
“The Anti-Mortgage Mortgage Adviser”
For a mortgage adviser, that could be viewed as a bold statement. But hear me out… Who actually wants a mortgage? Nope, me neither……..so why am I so passionate about the work we do? Well, I understand that for those of you buying or re-mortgaging your home, you don’t really “want” a mortgage…. but you […]
Who Understands Student Loans?
At the weekend I visited Southampton University… they were holding an open day for prospective students and their parents. My son, Ed, is looking at his options right now, and Southampton is a front runner (visiting actually made me feel a bit jealous of the opportunity youngsters have now, but that’s another story). Aside from […]
What’s your most Valuable Asset?
Sounds like a cop-out, but the answer is true. “It depends”. Oh yeah, I know, that really does sound like a cop-out. What does it depend on? Well, in the context that I’m the owner of a Mortgage Advice Company, it depends on whether you want to borrow money or not. If you DO want […]