Sounds like a cop-out, but the answer is true. “It depends”. Oh yeah, I know, that really does sound like a cop-out. What does it depend on? Well, in the context that I’m the owner of a Mortgage Advice Company, it depends on whether you want to borrow money or not. If you DO want to borrow money…now, or in…
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What could that possibly mean? There are loads of possibilities, both good and bad. I’m feeling good, so we’ll make it a good “C” word. Here it comes…… [Noddy Holder mode on]… “It’s Chriiiiiiissssstttttmaaaaaaaasssss” [Noddy Holder mode off] What’s that got to do with mortgages JT? Great question…stay with me on this, it will be worth it. Many household’s biggest…
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You may have previously read some of my blogs about SVR’s and I make no apology if this is a bit of repetition. Why? Because it’s soooo important. AND because there are still way too many people who are paying multiple thousands of pounds needlessly…you could call it voluntarily giving money to the bank! And we don’t want to do…
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Nottingham Building Society has conducted some research and found that over 1 in 3 house sales fell through because buyers or sellers could not arrange a mortgage in time.* The 1 in 3 statistic was not too much of a surprise to me (you may have heard this statistic yourself, as it’s been floating around the property industry for many…
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At the weekend I visited Southampton University… they were holding an open day for prospective students and their parents.  My son, Ed, is looking at his options right now, and Southampton is a front runner (visiting actually made me feel a bit jealous of the opportunity youngsters have now, but that’s another story). Aside from the opportunity, one thing that…
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For a mortgage adviser, that could be viewed as a bold statement.  But hear me out… Who actually wants a mortgage? Nope, me neither........so why am I so passionate about the work we do? Well, I understand that for those of you buying or re-mortgaging your home, you don’t really “want” a mortgage.... but you do want the home, right?…
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Why right now could be the best time in history to take action Whilst I do like the odd flutter, I’m not a big betting man. But I do believe that we’re right in the middle of a huge opportunity. After the shock Brexit vote, many of us are feeling a bit unsettled. The future may not be as clear…
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FACE-TO-FACE ADVICE Ever gone direct to a bank or building society? The idea of eliminating the middleman seems appealing. But wait! Let’s explore why everyone (well virtually everyone) should speak to a broker face-to-face. 1 – DEFINITELY PAY A FEE This may sound a bit strange to someone who wants something for free (that’s not you, is it!) Thing is…
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Buy To Let – still a good idea? If you’re a landlord already or thinking about becoming one, you need to read this! Buy-To-Let has been prominent in the press recently – I just love the media for giving a balanced view (spot the sarcasm!). So, is Buy to let still a good idea, following George Osborne’s attack on landlords?…
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HELP YOUR CHILDREN GET ON THE PROPERTY LADDER WITHOUT GIVING THEM A PENNY First Time Buyers have a pretty hard time getting themselves onto the property ladder these days, so we thought it would be a good idea to highlight an innovative scheme that one particular lender is providing....Now it’s not right for everyone, but for some, it could be…
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